A leading insurance company can come up with a system that rewards punished newly qualified young drivers.

Insurance giant Swinton, have begun to offer special policies for six months for those who have just passed the test. The store is in the form of a discount of 30% is necessary for the first six months without the pretension, with an additional 45% after 18 months. This message is that young drivers who had to fight with Exciteastronomical auto insurance premiums for many years.

According to a spokesman for the AA, one of the largest brokers in the United Kingdom, about half of all insurers are refusing to quote for 17 years. Young people, he says, were particularly disadvantaged, and are usually paid twice what newly qualified drivers are female. The statistics do not back up these fears when 21s were demonstrated to be killed 10 times more likely, or in a car accident in comparison with their35 + gentlemen.

Andy Roden at Swinton says the company is acting as a broker for 15 insurers, but warns young drivers hoping to sign that they provide in order to drive smaller cars that fall into the lowest insurance groups 1-4 familiar elements at low prices. necessary

IT as a user then the full premium for six months in the payment of a lump sum payment. This, however, is likely to change, once the policy will be introduced when read in installments.

Some Swinton'sCompetitors have the message, however, derided as nothing more than an attempt to capture the young drivers. A spokeswoman for Confused.com says: "Customers need to have the marketing hype and the question is whether the first six months of study into account in their policy NCD when they decide to come to switch insurers seek time of renewal.

"The structure of your NCD is the quickest way for young people, young drivers more aware to take advantage of premiums of all insurers, so surely had advisedWarning: If you have a policy that can take 18 months to earn one years NCD. "

When was the sound of this new policy is not intended music to your ears, there are other ways to reduce any amount payable for car insurance.

Or opt for a small car with a small engine.
Try a parent or politics. Provided they have a clean criminal record, this often lower prices.
Or imagine a "Pass Plus" training program. By paying some£ 180 for six hours of overtime, you can save € 700, only for the first premium. Check before you, which will be issued by your insurance.
Or do not have to pay in installments if you can avoid it. Kwik-Fit is good advice for new drivers, but the rates 39.9% in April if you spread the payments over the year.

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